Suffice to say that the travel industry has been seeing a big boom in recent months now that more people are being vaccinated, resulting in an influx of people traveling again. With that in mind, it is essential more than ever to have the necessary coverage for your trip to protect yourself against delays, cancellations and online threats! Travel safety is key.
A VPN for online protection
In terms of online protection, getting a VPN is your best bet. Over the last few years, VPNs have really become part of the traveling lifestyle since, first and foremost, they serve to protect you in whichever part of the world you find yourself. Secondly, and definitely, the more fun aspect is the ability to bypass region-locked content that you can’t consume in your home country normally. Finally, we can finish our favorite Netflix shows from before they were removed!
Travel insurance coverage
Now for making sure that you can avoid any headaches during your travel plans – which are common – the best travel insurance coverage for you will be the one that offers the specific coverage you need without any added fluff you wouldn’t use regularly. Here’s a rundown of what you will see in most policy coverage offers, as well as some of the optional benefits you may want to be included in your travel safety plan.
Cancel for any reason
Coverage for trip cancelation will help to cover non-refundable expenses. You can make a claim when you have to cancel a trip due to a health emergency or illness, for example. Situations like losing your job can also be used to file a claim depending on the policy you choose. If you feel that the list of reasons for claiming a canceled trip isn’t enough for you, you might want to add CFAR or “Cancel For Any Reason” to your plan as well. While it does offer the most coverage, it is recommended to get it only if you are the type of person who has a somewhat hectic schedule that can change at any time. Interruption coverage works in a very similar way to cancellation. It covers you if you have to return home in the event of an emergency, even if you are already in the middle of your voyage.
Some travel credit cards will cover your expenses if you were to cancel last minute. And card providers are encouraging their cardholders to rack up points with everyday purchases to redeem them for flying.
Not the luggage!
One of the most common and annoying, travel-related headaches is when something happens to your luggage. Even mundane items like your personal electronics have replacement costs beyond the limits set by basic plans, so pay attention to coverage limits, increase yours as necessary and be careful to read your policy carefully to ensure your items are protected. Coverage for delayed bags will need some time to pass before you can make a claim, usually around 6 hours or less. Once claimed, your insurance will help replace your lost items up to the limit set in your policy.
Travel is coming back.
As more and more people start traveling more often again and airlines become busier than ever, travel safety becomes crucial. Remember to check and make sure your policy gives you the coverage you want. If you want to learn more, check out this article, and read through your travel insurance plan with a magnifying glass.